Prudent financial planning is essential for any business to ensure its prosperity and profitability. However, it is also important to protect against unforeseen events adversely affecting the success of your business. SFS can help in these circumstances in a variety of ways.

SFS provides business clients with a broad range of services including those mentioned below. For a closer look at our range of services, click here or click here to contact us.

Shareholder and partnership protection

The death of a shareholder or partner may cause severe financial problems for the remaining shareholders/partners. We arrange flexible and cost-effective plans to cover such an eventuality, helping to provide valuable funds at a crucial time.

Key person insurance

The loss of a key individual whether by death, accident or serious illness, may cause major disruption and financial loss to a business. We offer advice on the level of cover needed, recommending the appropriate product to meet the business needs.

Employee benefits

Employee benefits are an important part of any company’s remuneration package, helping to attract and retain staff at all levels. SFS provides comprehensive advice on many aspects of the employee package including pensions, life assurance, private medical insurance and income replacement schemes.

Directors’ retirement planning

Under certain circumstances, pensions can be used to help facilitate your company’s expansion. We will assess your existing arrangements and recommend an effective strategy to achieve your goals.